Popular Articles
Health
16.03.2026
Mental Health Benefits: Navigating Your Insurance Coverage
Federal enforcement of the strengthened 2024 mental health parity rule has been paused since May 2025, but the law behind it has not gone anywhere — and neither has your right to demand the document that makes an appeal work. This guide covers what remains fully enforceable, how to request the comparative analysis a plan must produce for any limitation it applies to mental health benefits, why state regulators are now the more active enforcers, and what to do when the network directory turns out to be full of providers who are not actually available.
Health
15.03.2026
Open Enrollment Guide: How to Review Your Plan for 2027
Open enrollment for 2027 coverage begins 1 November 2026, but the closing date is being reported inconsistently following finalised rule changes — which makes 15 December the deadline that actually matters. This guide covers what to verify before then, the elimination of repayment caps on advance premium tax credits that turns an optimistic income estimate into a full-year tax bill, the 2027 contribution limits, and the four things that change on an auto-renewed plan without anyone telling you.